FRANK A. CUSUMANO, JR.




Attorney and Counselor at Law

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“Whereas the practice of gaming for money or other property, is not only injurious in a high degree to the individuals concerned therein, but also, in its tendency, ruinous and destructive to the community.”
Laws of the Territory of Michigan (1827)

LAW OFFICE OF FRANK A. CUSUMANO, JR.
4000 Crooks Road #100A

Royal Oak, MI. 48073

248-288-8760


WHY SHOULD YOU CALL ATTORNEY FRANK CUSUMANO WHEN HAVING A DISPUTE WITH A DETROIT CASINO?

FIRST - YOU SHOULD STOP GAMBLING IMMEDIATELY. YOU CAN'T BEAT A CASINO. GO HOME AND SPEND TIME WITH YOUR FAMILY OR FRIENDS. GET BETTER AND FEEL BETTER.

SECOND - CALL FRANK CUSUMANO



WHY DOES MICHIGAN TAX 1.5 BILLION DOLLARS
LESS IN CASINO WAGERING TAX THAN NEIGHBORING MIDWEST STATES (LIKE OHIO AT 33%)?

WHY IS MICHIGAN'S TAX SO LOW? ASK YOUR REPRESENTATIVE AND STATE SENATOR WHY THEY SLAVISHLY KEEP THE MICHIGAN WAGERING TAX AMONGST THE LOWEST IN THE NATION.


CLICK HERE - CONTACT YOUR MICHIGAN STATE REPRESENTATIVE
                     CONTACT YOUR MICHIGAN STATE SENATOR

Facts are stubborn things. The actual numbers tell the story.


Case of NBA Star Brings Casino Marker Usage into Question

November 15, 2009

LAS VEGAS, NEVADA -- The hearing for ex-NBA star Antoine Walker regarding his unpaid gambling debts and outstanding casino markers resulted in a continuance, as his representatives say negotiations with the casinos involved are underway. But the latest high-profile case concerning the use of casino loans by celebrities is causing questions about the practice to arise.

Some gaming industry watchers are saying the indiscriminate offering of markers by casinos, partnered with the willing prosecution by the Clark County District Attorney, sets players up unfairly. Markers are treated like checks, except rarely does a bank write out a check for one while plying them with unlimited free drinks in a distracting atmosphere.

The point is also raised as to whether the Las Vegas casinos would be so quick to extend markers if it were not for the prompt and immediate attention bad markers receive from the D.A., who collects a ten percent administrative fee on debts paid after charges are brought. The whole deal becomes an infallible loan shark scheme that tempts consumers to play beyond their means, say critics.

"Here there is absolutely no disincentive for the casino to lend the money," says Las Vegas Sun respondent Little Caesar. "just have the sheriff act as your debt collector."

Walker owes $822,500 to Caesars Palace, Planet Hollywood, and Red Rock Resort for play over a six-month period. Rumors persist that the former Boston Celtic has squandered much of the fortune he earned, and is trying to arrange payment he could afford.

Comments

Posted by Jack Smith on 02/11/2010 10:54:14 AM EST

"Nevada is the only state where you can lose everything you have and send your wife and daughters to work in a brothel to survive. This state does not give a damn about it's people who have been sold out by law makers. They should have a law in force to limit what a person can lose in Nevada so that they don't end up losing their houses and family overnight like it is now. The casinos suck the blood out of innocent working families and nobody seems to care. It will take a act of God like in the bible on how some very evil cities were destroyed by god in the past."

Allentown, PA. "Survey: 48 percent of those below poverty line intend to gamble." No studies conducted in Michigan.

People leave roughly $4.8 million a week at Sands Casino Resort Bethlehem, and researchers suggest much of it is coming from people who can least afford to lose it.

According to a survey taken by the Lehigh Valley Research Consortium, 48 percent of Valley people living below the poverty line said they intended to gamble at the casino in south Bethlehem.

Of the 450 people surveyed in January and February 2009 -- four months before the casino opened -- people making less than $20,000, by a wide margin, said they were likely or very likely to gamble at the casino.

That compared with 29 percent for people making $20,000 to $60,000, 33 percent of people making $60,000 to $100,000 and 20 percent of those making more than $100,000.

The idea that the Valley's poorest residents are doing much of the gambling was a sobering reality to consortium researchers, who say it should sound an alarm for officials statewide to commission a more comprehensive study about exactly who is losing the more-than $40 million every week at the state's nine casinos.

State officials agree, and say they're already planning to begin a statewide survey beginning in July.

''The casino ads always show young glamorous-looking people gambling,'' said Michele Moser Deegan, a Muhlenberg College associate professor who directs the consortium. ''But when you go inside, you can see that it really is the working poor and middle class. This survey shows that.''

The consortium, formed in 2007, uses the academic expertise of eight area colleges and data from dozens of state and local agencies to look at issues affecting the Valley.

The gambling survey of 450 people chosen randomly across Lehigh and Northhampton counties was designed to look at who gambles, how often and how people view Pennsylvania's new casino industry.

The survey, which included more than three dozen questions, determined that people's views of the Sands and gambling in general had become more positive since the consortium did a similar survey in 2007, with fewer people believing the casino would lead to crime and traffic. But the numbers that concerned researchers most were those that revealed who planned to gamble.

Alan Jennings, executive director of the Community Action Committee of the Lehigh Valley, said no one should be shocked.

''My reaction to this is 'duh,''' Jennings said. ''It's no different than the lottery. Most legalized gambling is just another way to rob Peter to pay Paul. Now we know who Peter is.''

Sands officials would not respond directly to the survey results.

''We're trying to provide an entertainment experience for people who want it,'' said Sands spokesman Ron Reese. ''It has always been our belief that the vast majority of people [who gamble] do so responsibility,''

While many advocates for the poor say the results are not a shock, very little research has been done on the matter. The last comprehensive survey on gambling prevalence was done in 1999. But it didn't look directly at income levels of gamblers, though it suggested that higher-income people gambled twice as often as those with low incomes.

Experts say that could be because in 1999, when the survey was taken, most casino gamblers did it in Las Vegas or Atlantic City. However, since 37 states now have casino or racino gambling, more people now have quick access to casino gambling without having to catch a plane to do it.

It's also possible that people in the consortium survey, particularly those with low income, overestimated how much they would gamble at the new casino.

Those questions are precisely why Deegan says a major statewide study on the impact of the new casinos is needed.

Keith Whyte, executive director of the National Council on Problem Gambling in Washingtom, D.C., said Pennsylvania isn't the only state that needs answers.

''It's a $95 billion a year industry -- and that's just counting legal gambling -- but there's no political will to look at it closely,'' said Whyte, who said the National Council is designed to raise awareness about problem gambling, but takes a neutral stance on whether gambling should be legal. ''That is probably because there is no other addiction that state governments are so heavily dependent on.''

Robin Rothermel, Pennsylvania's director of the Bureau of Drug and Alcohol Programs, is about to make people like Whyte very happy.

Pennsylvania approved casino gambling in 2004 as a way to raise casino tax money for education and property tax relief. Since 2007, its nine casinos have paid $2.7 billion in state taxes, but for the state to get that, people have had to lose more than $5 billion in the casinos.

About $10 million so far, has been set aside for the treatment of problem gambling, and Rothermel said about $500,000 to $750,000 will soon be spent to measure the impact of gambling. Beginning in July, the bureau will be asking counties to conduct the state's first-ever survey on casino gambling habits. It will enable counties to measure needs so they can apply for state grants to treat them, Rothermel said.

''It's true that it's difficult to find studies and surveys done in this country, but we are not ignoring this problem,'' Rothermel said. ''A statewide assessment will help us design treatment and prevention programs.''

While Pennsylvania measures its gambling impact statewide, John Welte, senior research scientist for the Research Institute on Addictions at the State University of New York-Buffalo, said he will be tackling the problem nationwide.

Welte has been approved for a $3 million study, funded by the National Institutes of Health, to perform what would be the most comprehensive study on gambling and addiction ever done.

It will be compared to a similar survey, done in 1999, to determine who gambles, how much, whether living close to a casino affects habits, and how it is related to other addictions such as alcohol and drugs. More importantly, it will track trends over the past 12 years, since several states have added casinos, Welte said.

''The debate you are having in Bethlehem is one happening in just about every state that has a casino,'' Welte said. ''We hope to finally get some answers.''

Welte said the results, due in 2012, can serve as a tool for states debating whether to add or expand gambling.

Pennsylvania will expand its casino operations this summer, when tables games such as blackjack, roulette and craps are added to state casinos.

Ironically, Jennings, who contends slot machines are like an added tax on the poor, welcomes table games because they tend to attract a higher-income gambler.

''You don't see a lot of poor people with breathing devices at the blackjack tables,'' Jennings said. ''At least tables will attract more people that can afford to lose their money.''

matthew.assad@mcall.com

610-820-6691


Don't believe your lying eyes,
believe the Detroit Casino
Gambling Industrialists


The apologists, hired guns, and other legal protectors of the Detroit Casinos claim that the Detroit Casinos, despite all the evidence surrounding the citizens of Detroit to the contrary are really a good thing. Really. Just ignore everything that you know and see everyday. The casinos create jobs, and are a positive economic force. Its is "harmless entertainment." All the while Detroit and its suburbs spiral downward.  The Casino moguls bask in the $1.3 BILLION DOLLARS extracted from the impoverished region - EACH YEAR. As reported earlier, the people of Detroit cannot even afford to bury their dead. CNN and FOX NEWS report on the situation that would be laughable if it weren't so tragically perverse.

The Citizens of Detroit are rendered helpless in the face of the powerful monied interests. How is this different than Batista's Cuba of the 1950s? The rich, politically connected, Casino enclaves and the grinding abject poverty of the actual people? Citizens from around the country, moved by sympathy and humanity, donated money to help bury Detroit's dead. Where is the promised prosperity? It was, as is the entire operation, a lie. The Detroit Casino Gambling Industrialists net $1 Million Dollars a day each, and selfishly cling to their ill gotten gain; all of it. There is no shame, and no amount of money is too much or enough to quench their hunger for more.

  • MGM Grand remains the most profitable Detroit casino, pulling in $547.6 million in 2009.

  • MotorCity reported a 2009 revenue of $445.8 million.

  • Greektown spent 2009 mired in Chapter 11 bankruptcy but business boomed.  The casino and hotel posted a 9.4 percent jump in year-over-year revenue, pulling in $346 million.

(Source of NET DAILY INCOME TO MOTORCITY CASINO, Romanski v. Detroit Entertainment, LLC. 265 F.Supp.2d 835 (E.D.Mich.2003)) Watch the clip below and you decide if the Casinos have helped Detroit.

Too broke to bury: Unclaimed bodies now pile up in trailer outside Wayne County Morgue

By Jonathan Oosting | MLive.com January 29, 2010, 10:48AM

dead-bodies-trailer.JPG More than three months after CNNMoney.com described how Detroiters were 'too broke to bury' their dead, unclaimed bodies continue to pile up at the Wayne County Morgue -- and now in a trailer outside.

While the morgue finishes work on an expansion, it has been forced to store around three dozen dead in the temporary trailer, according to Brad Edwards of Fox 2.

"What you have is much like what you would have if we had a major disaster," said Albert Samuels, chief investigator for the morgue. As Edwards originally reported in August, the morgue has been stretched to capacity as families struggle to afford the costs of burial.  It's currently 30 percent over it's 120-body capacity.

DETROIT, MICHIGAN

BASTISTA'S CUBA OF  THE MIDWEST





Gambling was a multi-million dollar industry - which benefited the few politically connected insiders. Meanwhile the population of Havana and Cuba struggled to maintain basic needs and dignity.

[To see a full size photo, right click and VIEW IMAGE]



HAVANA went berserk on New Year's Day, 1959.  Wild-eyed young men and women erupted from their homes into the streets.  Students poured out of the campuses.  Instead of recuperating quietly from the revels of New Year's Eve, Havanans flocked outdoors in droves. They cheered, they whistled, they danced in the streets when they heard that Batista, his family and cohorts had fled the country by plane at about two a.m.

In downtown Havana, the crowds reached a peak of excitement, then raced for the luxury hotels which housed the biggest gambling casinos in the world.  The casinos were prime targets.  They were run by professional gamblers and political cronies from the United States who had paid the Batista government huge sums for the privilege.

Batista's brother-in-law controlled all 10,000 slot machines in Cuba, which contributed million to the regime's bank account.  The slot machines, symbols of the ousted leader, were especially sought out by the mobs.

Most of the demonstrators had never been able to afford the high-priced pleasures of the multi-million-dollar hotels.  Now they didn't hesitate.  With a roar they shoved their way into the air-conditioned, deeply carpeted hotel lobbies and made for the casinos. The demonstrators were not there to place bets, but to wipe out the citadels of the corrupt, protected, and privileged classes.  In the huge lobbies of the hotels, they finally found the doors to the casinos–and found them closed.

Rifle butts, clubs and lobby furniture pounded against the solid doors until the bars and locks gave way.  Inside they found roulette tables, dice tables and card tables, hundreds of thousands of dollars worth of gambling equipment in each casino.  There were fancy bars with every kind of liquor available.  On the floors were deep-pile carpets and overhead sparkled costly chandeliers. There were moments of awe and stillness, and then with howls of revenge the mob set to work destroying the instruments of corruption and playthings of the rich.  The slot machines were overturned and bashed into twisted hulks of metal.  The roulette wheels and tables were broken into more parts than they had numbers. The people were taking their government back.

By the end of New Year's Day, there wasn't even a matched pair of dice left in the casinos of Havana.

Consider this web page a formal invitation to come visit Detroit and drive around the city and its neighborhoods, and its schools. Stop by the morgue and see the trailer filled with bodies of people whose relatives are too impoverished to give them a decent burial. Walk around downtown Detroit, and see the desolation reminiscent of Berlin 1945. A few blocks from the posh casinos and in the heart of downtown Detroit, is the mortally wounded Lafayette Building, one of hundreds of decaying and abandoned buildings. It is now being intentionally demolished ever so slowly. It has been unintentionally demolished for decades through neglect, and incompetence. The Federal Courthouse which is almost directly across the street from the Lafayette Building is the scene of the bribery prosecutions of Sam Riddle who is accused of bribing city officials for the incalculable benefit of a few insiders at the expense of an entire city.


FEDERAL TRIAL CONTINUES IN ALLEGED BAG MAN, SAM RIDDLE, AND DETROIT CITY COUNCILWOMAN'S CORRUPTION

January 10, 2010 Detroit -- "A Detroit businessman testified today that he feared that if he didn't pay political consultant Sam Riddle $25,000 that former Detroit City Councilwoman Monica Conyers would not only vote against the transfer of a strip-club license, but would work against the strip club."
Where there were stores, shops, law offices and businesses, now there are to be gambling halls abandoned buildings and strip clubs. If you critically examine the events you will find, as has every reasonable person without a financial interest, that certain truths are undeniable.

Visit the Detroit Casinos and then where the people of Detroit actually live and work. You will find the analogy to Batista's Cuba is an apt one.

SAFE IN THE CASINO COMPOUNDS WHILE DETROIT'S CITIZENS LIVE IN DAILY FEAR OF DEADLY VIOLENCE

If you visit Detroit, outside the luxury Casino enclaves, be careful. As Fox 2 Detroit reporter Taryn Asher and her cameraman Rodney Fergusen found out violent gun crime may spill out at any time in this impoverished city. The orginal surveillance video shows how Detroiters have to run for cover at the first signs of gunfire. The Casinos and their cordoned compounds are not effected by the day to day mundane plight of the residents of the City of Detroit. The Casinos are provided special police protection and are deferentially treated by public officials. The Casinos like the Vatican in Rome are a world unto themselves.


THE "BIG LIE" - DETROIT CASINOS EXEMPTED FROM STATEWIDE SMOKING BAN DUE TO COMPETITION FROM TRIBAL CASINOS

In the latest example of the Michigan Legislature caving into the powerful casino interests, the health of casino workers and non-smoking patrons was "trumped" by political influence. The pablum fed to the public was that the Detroit Casinos (which take $1 Billion Dollars a year off the impoverished local community) would not be able to compete with the Tribal Casinos which are not subject to the ban because of Federal Law. Rather than blindly accept this self serving assertion, and assuming the Michigan Legislature knows nothing about Michigan and its geography, this assertion is easy to test using Mapquest or Expedia.

Let's assume a person is at the Wayne County Courthouse and decides they want to gamble. The person is a smoker. If the ban was in place for all Michigan, including the Detroit Casinos, how far would that person have to travel to legally gamble away their money and smoke at the same time. In order to smoke cigarettes, an addictive and now regulated drug by the FDA, and expose themselves to potentially becoming an addicted gambler they would have to go to a Tribal Casino.

One glance at the map show it would be quite trip. Let see exactly how far a smoking gambler would have to drive EACH WAY to the closest Tribal Casino in order to smoke and gamble.

Firekeepers, Battle Creek - 113 Miles (1 Hour 39 Minutes) EACH WAY;

Saganing - 138 Miles (2 hours 6 minutes) EACH WAY; and

Soaring Eagle 152 Miles (2 Hours 19 Minutes) EACH WAY.

REALITY: The Michigan Legislature just passed a statewide smoking ban, signed by Governor Granholm on December 18, 2009, and effective as of May 1, 2010. All smokers who want to smoke in buildings open to the public must now be in a Detroit gambling hall to do so. If you want to drink alcohol and smoke in a public building, in Michigan, you must be in one of the DETROIT CASINOS, unless you want to drive to one of the Tribal Casinos and spend 3-4 hours in a car or can find a tobacco bar (at least 10% of sales being tobacco) that serves alcohol. Well played Detroit Casinos, well played.

Now how would you feel if you were a bar owner in downtown Detroit with smoking customers? The Michigan Legislature just put you out of business and funneled your business into one of three Detroit gambling halls. Meanwhile, the Detroit Casinos put all the newly minted 21 year old smokers into their "gambling zone." This only makes sense if you consider that the Michigan Legislators don't use common sense, and blindly accept the propaganda fed to them by the gambling industrialists, or have been compromised.

THE $1.3 BILLION DOLLAR* DETROIT CASINO TAKE QUESTION:

*Per Year

Is it reasonable to accept an argument that a smoker would spend 3-4 hours in a car just to smoke and gamble at a tribal casino, and therefore the Detroit Casinos should be exempted from the smoking ban? Why didn't the press report this ridiculous assertion? Is there a pattern developing?

DETROIT CASINOS SPREAD FEAR AMONG LEGISLATORS - GOVERNMENT COFFERS WILL SHRINK IF SMOKING BAN GOES INTO EFFECT... BUT EXECUTIVE DIRECTOR OF GAMING BOARD SAYS OHIO CASINOS OPENING IS NO BIG DEAL SINCE MOST OF DETROIT CASINO BUSINESS IS FROM WITHIN 50 MILES

(THE MOST IMPOVERISHED URBAN REGION IN THE COUNTRY)

"After seeing the disarray and damage done to gambling revenues when smoking bans in Illinois, Colorado, and New Jersey were expanded to include casinos, operators of Detroit's casinos are hoping legislators dependent on gaming taxes remember to grant them an exemption.

MGM Grand Detroit officials say revenue could drop as much as a third if no smoking were permitted in casinos. Among other problems for the gambling venues would be the freedom of competing tribal casinos to accomodate patrons' desires, including providing smoking areas on gaming floors.

Further, Ohio is preparing to open four new casinos which will already draw some business from the MGM Grand Detroit, MotorCity, and Greektown, the three licensed casinos in Detroit.

A spokesman for MGM said figures showed state coffers could be lighter by more than $93 million, if smoking is completely forbidden at the three casinos. And unemployment, already at sky-high levels in Michigan, may increase as casinos deprived of revenue from smokers are forced to commit further layoffs.

"Case after case has shown that smokers will go to great lengths to play at smoking-friendly casinos,
" Greektown CEO Randy Fine told the Detroit News."

But in a separate interview, away from the Casino handlers and spin masters, Richard Kalm, Executive Director of the Michigan Gaming Control Board was quoted as saying to the AP....

Ohio casinos to hit Michigan, Indiana gambling taxes

caesars-windsor-hotel-casino-windsor.jpgCaesars Windsor Hotel and Casino is seen in Windsor, Canada from Detroit.
By The Associated Press

November 04, 2009, 8:02PM
Ohio voter approval of casinos in Toledo and three other cities has Michigan officials and gambling interests asking if Detroit's lucrative $1.3 billion casino franchise could be at risk.Ohio voters have approved the opening of casinos in Toledo and three other cities, leaving officials and gambling interests in neighboring Indiana and Michigan worried that millions of dollars in gambling revenues — and taxes — are at risk.

Indiana's casinos pay more than $900 million in state and local taxes annually. A report released last month by the Indiana Legislative Services Agency predicted the competition from Ohio would lead to the state losing more than $100 million of that slice of the gambling pie.

Any loss of casino tax revenue would also hurt Detroit and Michigan, which already face towering budget deficits. The state took a $121 million share of the Detroit casinos' $1.36 billion in revenues last year.

On Tuesday, Ohio voters approved a ballot issue to allow one casino each in Cincinnati, Cleveland, Columbus and Toledo.

"We're cautiously optimistic there's going to be a bit of an impact but not a profound impact," Richard Kalm, executive director of the Michigan Gaming Control Board, told The Associated Press on Wednesday. He said Detroit's casinos get most of their business from people within 50 miles and are "not as much of a destination market as, say, Las Vegas or Atlantic City."


Editor's Note: Richard Kalm, Executive Director of the MGCB has not misrepresented or lied about the undeniable facts and truths relative to Casinos in Detroit.

CBS NEWS REPORTS GAMBLING IS THE MOST ADDICTIVE DRUG HABIT OF OUR TIME


How Casinos Prey on the Lonely:

"Having a gambling problem is a very lonely disease. Many people gamble as an escape from loneliness. He or she may think that by gambling, they could get away from the painful feelings of loneliness. This is far from the truth.

When an individual gambles, they start to create their own loneliness. The person with the gambling disorder may not realize that the gambling is contributing.. or may be the sole source of the loneliness.

The problem with compulsive gambling, especially slot machine gambling addiction is that it truly creates a tremendous amount of social isolation and shame. What happens, is that in regard to loneliness, this becomes a catch-22. The person gambles and then feels shame and isolation. The person with the gambling addiction then continues to gamble to get rid of the shameful feeling and the lonely, isolated feelings as well.

Here are some tips to avoid loneliness as it relates to this addiction:

1. Get help for your gambling problem by visiting Gamblers Anonymous or by calling a National Gambling Helpine. You will be able to get tremendous help by calling these two numbers.
2. Start taking care of your physical health by eating right, staying hydrated and exercising daily. This will also help you to feel better emotionally.
3. Start calling friends and family that you have been avoiding while gambling. Start to do this slowly and do not overwhelm yourself.
4. Go to the website Meetup.com and find meetups in your local area. Any interest that you may have should have a local meetup. You will love Meetup.com!
5. Make sure that your follow the instructions in #1 first.. and then all else will naturally follow.
6. Remember that you are not alone in your gambling addiction and that millions of others have experienced your suffering as well.

There is hope for the loneliness of gambling addiction. Your life will get better.. I promise!

Michelle Tee is a self-help coach and author on the subject of gambling addiction . If you are looking to stop gambling and have not had success in the past, visit her site today.

Article Source: http://EzineArticles.com/?expert=Michelle_Tee

FIORELLO LAGUARDIA MAYOR OF NEW YORK CITY


Warren Buffet Speaks on Casino Gaming and the Government's proper role in our American Political System.



Andy Rooney of CBS speaks about the "value" of Casinos.



 CLICK BELOW FOR FULL ORAL ARGUMENTS IN THE INDIANA SUPREME COURT


Recently the Indiana Courts have stepped in for protection of that state's citizenry under the common-law. A compulsive gambler was sued by a casino for $125,000 lost in a single day, treble damages, and costs by a casino. The woman counter-claimed that the casino knew she was a compulsive gambler, had inherited a sizable amount of money and deliberately and shamelessly transported her into their casino from several states away in order to take her money. The Court of Appeals sided with the casino, then the Indiana Supreme Court vacated that Order and assumed jurisdiction over the appeal. The concern of the Justices in Indiana is evident over the "carte blanche" hitherto afforded to the gambling industrialists.

Hopefully, it appears a Court has stood up and said "enough" to protect its citizens under the common law. This case should send seismic tremors in the hearts of the gambling industrialists and their collaborators, as they may now be held accountable under the law for damages which their so-called "entertainment product" causes

ATTORNEY TERRY NOFFSINGER'S FIGHT IN INDIANA AGAINST THE GAMBLING INDUSTRIALISTS

Attorney Terry Noffsinger's experience as an Indiana attorney who has fought the gambling industrialists. The story of his client(s) is/are, unfortunately, the norm. Click below to hear his presentation.

.

THE GAMBLER'S PRAYER:

"Dear Lord, help me to break even. 
I need the money."

The Michigan Courts have been reluctant to publish opinions on almost all legal issues relative to suing the Detroit Casinos. Lawyers and victims are left to grope in the dark. The following is based on a survey of Circuit Court (usually Wayne County), published and unpublished Court of Appeals opinions.

DETROIT CASINO LITIGATION

Avoiding the Casinos' Legal Landmines

Step by Step

The dedicated purpose of this web page is to educate and disseminate valuable information about Casino Gambling in Michigan, the law, both regulatory and third party lawsuits, and the devastating effects this so called entertainment industry has had and continue to have on the Metropolitan Detroit region. Slowly and surely as responsible citizens become aware of the facts about this threat, society will protect itself from its corrosive and devastating effects. 

This web page is also intended to open an avenue of discussion among practicing attorneys who wish to divine the limits of the Michigan Gaming Control Revenue Act (MGCRA) and the jurisdiction of the Michigan Gaming Control Board (MGCB). All submissions which shed light on this subject will be posted. Soon there will be a page dedicated just to legal pleadings and a Brief Bank (all jurisdictions welcomed), a page dedicated to the victims of casino gambling, and a page dedicated to scholarly articles. Click on contact page and Attorney Cusumano will respond via email. This page is a work in progress.

Lack of Subject Matter Jurisdiction Argument(s)

MCR 2.116(C)(4)

Bypassing the MGCB and directly bringing suit in Circuit Court has had mixed results.

The American Gaming Association reported online that the trial Court in Ormanian v. Detroit Entertainment, L.L.C. et al WCCC Case No.03-334304 CZ . Wayne County Circuit Court Judge John A. Murphy ruled that the lack of a remedy under the MGCRA gave subject matter jurisdiction to the Circuit Court in a disassociated persons case alleging breach of duty to comply with prohibitions at MCL 432.225 et seq. and did not require exhausting administrative remedies with the MGCB. On a separate MCR 2.116(C)(8) issue, the Court held that the disassociated persons list (MCL 432.225 et seq) by its terms created no statutory right of action, and dismissed the case. The case was handled by Woodhaven, Michigan Attorney Blaise Repasky. The subject matter (C)(4) issue was never decided on appeal. The dismissal was upheld on other grounds in an (CLICK ON LINK) unpublished opinion.

In Parise v. Detroit Entertainment, L.L.C. WCCC Case No. 09-007370-CZ (2009) (Case brought under MCL 600.2939(1) Action by Gaming Loser dismissed as applying only to "illegal" gaming and inconsistent with MGCRA pursuant to MCL 432.203(3) Hon. Michael F. Sapala ruled the argument by Plaintiff's counsel as frivolous)  Motorcity Casino withdrew (did not argue) the lack of subject matter jurisdiction argument at hearing. The Judge ruled on the MCR 2.116(C)(8) failure to state a claim upon which relief can be granted in dismissing Plaintiff's case. Plaintiff had filed patron complaint after filing his lawsuit, but before service. During the pendency of the cross motions for summary disposition, MGCB had issued a letter indicating that it declined jurisdiction.

In Cowsert v. Greektown Casino, L.L.C. WCCC Case No. 04-426026, WL 260496 (2005) - Plaintiff alleged that he won a slot machine jackpot of $13,757,317.37, but defendant refused to pay the winnings, claiming that the machine had malfunctioned. Defendant turned the slot machine over to the MGCB and plaintiff filed a claim with the board complaining of defendant's failure to pay the jackpot and possible tampering with the machine. While the matter was still pending before the MGCB, plaintiff filed this action in circuit court claiming breach of contract, negligence, and spoliation of evidence. The trial court agreed with defendant that the circuit court action should be dismissed because plaintiff had not exhausted his administrative remedies before the MGCB. Court of Appeals affirmed dismissal without prejudice. The end result is unknown, but is presumed favorable to Plaintiff. When contacted Mark Cowsert indicated that due to a confidentiality agreement, he was unable to discuss the case. A FOIA request has been made and the disclosures therein will be posted on this page when available. Cowsert v. Greektown Casino

Therefore, according to the Cowsert decision, the MGCB is where to start. Each step must be followed carefully in order to avoid the allegation that the Circuit Court lacks subject matter jurisdiction. The time intervals written by the casino industry lawyers drafted when they wrote the MGCRA are very brief.  If any step is missed or procedure not followed the Casinos will argue that statute of limitations bars recovery, and the Court will probably dismiss any lawsuit not in conformity. A complete set of the MGCB rules are linked here. The Cowert decision indicates that that "if a patron has a legitimate claim to a jackpot that a casino wrongfully denied by tampering with the machine, that patron may be awarded the jackpot proceeds by the MGCB." This is simply not true. The MGCB consistently states to patrons that it is not authorized under the MGCRA to issue an award of any kind.

Time to file Complaint with Casino Personnel - The Complaint should be done immediately, making note of the date, time and all persons names and employee identification numbers and gaming device number if applicable. You should make notes and not surrender them to any Casino employees. If your notes or other evidence are taken, "lost"  or destroyed by the casino, it maybe a cause of action in and of itself.

The Casino has 10 days to investigate and resolve the dispute. R432.11502(1)

After 10 days the victim may file a formal patron dispute with the MGCB.  The Patron Complaint form is linked below. You should make a copy for your file and send it certifed mail return receipt, or present it in person and get a copy stamped as received by the clerk at the MGCB.
patron_dispute_form_032004_89099_7


The Patron Dispute must be submitted within 21 days of the original incident. That means the Casino has 10 days to informally resolve the dispute and when they don't the victim has a short 11 days to file the patron complaint. "A patron shall submit the complaint within 21 business days of the incident that led to the patron dispute. The patron shall provide a copy of the complaint to the casino licensee at the same time that the patron submits the complaint to the Board." R432.111502(2)

The Casino has 14 days to respond in writing to the Patron Complaint and the MGCB. R432.111502. If a response is not filed, and served on the victim, the victim should file a "default" and serve it on the Casino and the MGCB.

Even if the Casino is found to have violated the statute and rules, the MGCB "may" initiate discipline. R432.111503. Discipline is in fact rare.
*****

Any attorneys with legal briefs who wish to participate in a central repository can submit documents to this web site which will be posted for the use of all persons interested in the issues. Despite best efforts to the contrary by the gambling industrialists, the spread on information and the light of knowledge will ultimately reveal the scope of their dealings.

Members of the medical profession, social sciences, and academia are also encouraged to submit articles and other useful documents, including the fields of Social Work, Political Science, Psychology, and Psychiatry.

There are documents relative to the Parise v. Detroit Entertainment, LLC. available here as well.

COLLEGE GAMBLING ISSUES

Why Students Gamble

  • Students are not afraid to take risks
  • Increased campus proximity to casinos
  • It’s entertainment
  • The excitement of taking road trips to casinos
  • The promise of quick riches
  • Fascination with the stroke of luck
  • Natural adrenaline-induced high
  • Availability of easy credit
  • Accessibility of ATM machines
  • Available alcohol in casinos
  • Proximity to College campuses
  • Casino picks up and deliver college student to their casino.

Recognizing Gambling Problems Among Your Friends and Loved Ones

  • Unexplained absences from school or classes.
  • Sudden drop in grades.
  • Change of personality.
  • Change in appearance; wearing clothes from day before in early morning.
  • Possession of a large amount of money; brags about winnings.
  • An unusual interest in newspapers, magazines or periodicals having to do with horseracing.
  • An intense interest in gambling conversations.
  • Exaggerated display of money and/or material possessions?
  • Visible changes in behavior (e.g. mood changes, behavior problems, etc.)
  • Increased use of gambling language, including the word “bet” in conversation.
  • Nervousness and inability to relax and talk to family and friends.
  • Clothes smell of heavy smoke
  • Lack of personal hygiene
  • Tired and fatigued after unexplained absences.

SUE CASINOS TO
RECOVER GAMBLING LOSSES!

NO FEE UNLESS YOU RECOVER YOUR LOSSES

If you or a loved one has been adversely affected by the Casino Gaming Industrialists in Detroit, click here, and leave your contact information for further assistance.

Click here to listen to Attorney Frank Cusumano on News/Talk 760 WJR with Paul W. Smith about the lawsuit against a Detroit casino.

Reply Brief wExhibt NoWCCCDocket Def Resp Brief 091809


Final Brief Exbt Binder 080509

I am an attorney and counselor at law.  I have always taken my role as counselor as seriously as that of the role as an attorney.  I became a lawyer to help people and to "fight the good fight."  I am now helping victims and their families in recovering gambling losses from Detroit Casino operations.  More importantly, I am aiding in the recovery of its victims from the hellish nightmare which the gambling industrialists call "entertainment." As a father, husband, citizen and Christian man, and no, I am not ashamed to admit so publicly, I never supported the imposition of legalized casino gambling in Detroit, Michigan.

Have the gambling industrialists taken total control over our State? Recent developments are being investigated whereby the casinos are being allowed to pocket monies specifically designated for the Michigan Compulsive Gaming Prevention Fund. Click the following link for the 2008 Annual Report to the Governor.annrep08_275219_7

MISSION STATEMENT

"What happens in Vegas should stay in Vegas; every bit of it. Let's get it back where it belongs, not in Michigan, where decent hard working people raise their families. Let's get back to honest, decent work for our citizens." 


 Local Tragedies Continue; More Stain Upon Our Great State:

AS IF FROM A TWILIGHT ZONE EPISODE DESPONDENT MAN, FRESH FROM GAMBLING LOSSES, COMMITS SUICIDE OFF GREEKTOWN CASINO GARAGE AFTER CALLING PARENTS, FRIENDS, AND POLICE SO THAT HIS REMAINS WOULD NOT STARTLE A PASSERBY.

BY TAMMY STABLES BATTAGLIA DETROIT FREE PRESS STAFF WRITER

August 21, 2009 - A 28-year-old West Bloomfield man committed suicide by jumping from the parking garage of the Greektown Casino garage this morning, according to police. West Bloomfield Police identified the man this morning as Michael Robert Gartner. Gartner's body was discovered at 8:20 a.m. by a city parking attendant in between two cars parked along Macomb Street, Detroit Police spokesman John Roach said. Known to gamble at the casino, Gartner sent his parents e-mails and text messages this morning, despondent over being out of work for a while, West Bloomfield Police Lt. Tim Diamond said. They called police at about the same time his body was found. "A short time later, that’s when the meter maid made the discovery," Roach said.

AND LESS THE ONE MONTH EARLIER... Thursday, August 6, 2009

MAN FALLS TO DEATH FROM GREEKTOWN CASINO GARAGE

The Detroit News
Detroit --Police are investigating the death of a man today near the Greektown Casino Hotel. Investigators believe the man either fell or was pushed from the parking garage connected to the casino and hotel, Detroit police said. The incident happened about noon near the portion of the garage that faces Monroe and is behind the hotel on St. Antoine, police said.



MEANWHILE... 


"UNCLAIMED DEAD STACK UP IN WAYNE COUNTY MORGUE" IN THE NATIONS POOREST CITY, DETROIT, MICHIGAN

Thursday, August 6, 2009, Charlie LeDuff / The Detroit News Detroit -- 
"There is destitution," says Dr. Carl J. Schmidt, the chief medical examiner of this, the nation's poorest big city. "But when you're so destitute that nobody has claimed you, that's a whole different level of being destitute." Peering into the small glass window of the cooler door, Schmidt counts 52 unclaimed bodies stacked like cordwood -- in some cases four to a shelf; always two to a gurney.

****

Any way you slice it, says Schmidt, the cramped cooler is a repository of the human condition. "How society treats its dead says volumes about the way society lives," he says. "Civilization requires intrinsically that we bury the dead. It distinguishes us from the rest of the animal kingdom."

****

"There are some people living on the margins who simply can't afford their medication anymore," he says. "Diabetes and what have you. And sadly, these types of deaths are preventable."

*****

Schmidt is a sort of Descartes to the deceased -- a detective of death who washes away the daily stress of his job by solving complex mathematical puzzles by lamplight. He continues to perform autopsies -- about one a day -- and has conducted more than 5,000 in his career. He believes in the concept of a soul and enjoys reading the existential philosophers Kierkegaard, Camus and Sartre, whose writings he boils down to this: You are really the consequence of your own actions. "The essence of the dilemma is this: If you are nicer to people, your chances of ending up here are greatly reduced," he says during a midafternoon tour of the circular facility in midtown Detroit.

"After they had crucified him, they divided his garments by casting lots; then they sat down and kept watch over him there." Matthew 27:35


The following is and excerpted article from a blog I started in January 2009. 

Murder, Suicide and Death - One Chip at a Time

The Fever: Gambling and Suicide
by Chad Hills November 18, 2003

"No one in the history of mankind has ever developed or operated a casino out of a burning desire to improve the lot of humanity."  Chuck Gardner, Former Nevada Deputy Attorney General
Citizen Magazine Cover Story: The Fever: Two men. One addiction.

Losing money was just the start of their problems. Citizen Magazine published an alarming account of gambling addiction and suicide in the July of 2002 issue. Written by Jeff Hooten, this Citizen story describes the destructive nature of addiction in the lives of two men. There are over 15 million people that struggle with gambling as an addiction. Suicide attempts for pathological gamblers are higher than any other addiction. One out of every five will attempt suicide.

Read The Fever on Citizen Magazine's web-site.

Gambler's Suicide Reveals Casino's Bottom Line

"It's not like Bell died some honorable kind of death. He chose to kill himself. We saw absolutely no reason to close down our business and deprive our patrons the use of our fourth floor." - MotorCity Casino Spokesman

Solomon Bell's suicide was, of course, unspeakably tragic-but hardly remarkable. Last week the Detroit police sergeant, despondent over massive gambling losses, pulled out his service pistol and killed himself at a blackjack table in one of the city's new casinos. The tragedy was unremarkable in that it is merely a microcosm of how the gambling industry functions on a daily basis. On this day alone, casino operators enriched themselves by almost $20,000 at the victim's expense. Sergeant Bell's family, friends, and the Detroit community are impoverished beyond measure. To the gambling mercenaries, such public relations indelicacies are merely part of the price to be paid for this form of "harmless entertainment." That's why the MotorCity Casino refused to shut down even temporarily in the face of this tragedy.


In fact, within hours gamblers were allowed back into the area where the suicide occurred, blood-stained carpet notwithstanding. Explained a casino spokesman: "It's not like Bell died some honorable kind of death. He chose to kill himself. We saw absolutely no reason to close down our business and deprive our patrons the use of our fourth floor."

Such crass and heartless reasoning might shock you. It shouldn't. This is precisely how casinos function-how they must function. Even the most jaded of gambling executives would go mad were they to come to grips with the depth of pain and devastation engendered by their venomous product. Casinos instead attempt to delude with claims that they benefit communities by creating jobs, tourism and economic development. It is an elaborate smokescreen; casinos operate solely for the purpose of parting people from their money. Former Nevada deputy attorney general Chuck Gardner put it succinctly: "No one in the history of mankind has ever developed or operated a casino out of a burning desire to improve the lot of humanity."


With most businesses, customers are assets to be cared for and cultivated. To casinos, they are resources to be strip-mined. What happens thereafter is not their concern. Consider a few other tragic stories:

  • A 48-year-old accountant had battled a fatal attraction with Lady Luck, and Casino Niagara stripped him of $600,000. The man just lost thousands more at the newly-opened Seneca Nation Casino on the U.S. side of Niagara Falls. "Please tell my parents I'm sorry," a note said. He slid into the icy water to end his life, and just before going over the edge, he came to his senses. The accountant managed to wedge his foot into rock fissure just before plunging over the falls. After two hours on the brink of Horshoe Falls, and a very dangerous helicopter rescue, this man was one of only a few get a second chance at life.1
  • A son found his mother's cold body — empty bottles of antidepressants and a suicide note were nearby. Later, the family would discover debts of more than $7,000, mostly on her Visa and MasterCard credit cards. There was $600 in bounced checks. She was still making payments for gambling addiction therapy that she had received a year earlier. Suicide numbers growing in Minnesota after the introduction of gambling. The Star Tribune has found six gambling-related suicides in Minnesota – five of them in the past two years. They are almost certainly a fraction of the total number. Hundreds more have attempted suicide, say experts who work with problem gamblers.2
  • Richard Hagstrom was a 57-year-old insurance adjuster whose gambling habit started to catch up with him … He was running into money problems, and it had become the source of arguments between him and his wife, Charlyn. …police found her body in her bedroom. Someone had beaten her to death. … Richard Hagstrom was the authorities’ only suspect. … He shot himself in his brother’s farmhouse … Richard had accumulated overwhelming gambling debts…3
  • On Linda Raasch’s dining room table lay a foreclosure notice and several letters demanding payment on overdue bills. Her electricity was about to be shut off. In the garage, Raasch’s car was running, the windows rolled down. She was inside, poisoned by carbon monoxide. She liked to play video poker machines, and she usually played just three quarters at a time. The quarters added up.4
  • "Suicide attempts among pathological gamblers are higher than for any of the addictions and second only to suicide attempt rates among individuals with major affective disorders, schizophrenia and a few major hereditary disorders," researcher Rachel Volberg said.5
    A 16-year-old slit his wrists after losing $6,000 - four years of newspaper delivery earnings - on the lottery in a single day.6
  • The Canadian Press has learned that Alberta recorded gambling in the files of 10 percent of suicide victims in 2001, while Nova Scotia investigators found it was a factor in 6.3 per cent of suicides in the last two years. … Alberta medical investigator Dennis Caufield says gambling-related suicides increased after addictive VLTs were installed in 1992. "Absolutely, without a doubt," he said in an interview. "It's a frightening thing … To me, it's quite bizarre that people become so consumed by this need [to gamble] that they feel the only way to stop it is to take their own life."7
  • The widespread increase of legalized gambling in the U.S. over the last decade has been linked to higher suicide rates in major gaming communities among both residents and visitors to the area, according to a study conducted by suicidologist David Phillips. Visitors to and residents of major gaming communities such as Las Vegas, Reno, and Atlantic City experience suicide rates about four times higher than do their counterparts in non-gaming communities.8
  • Two-and-a-half months after he was barred from Casino Niagara for musing that life was no longer worth living, high-stakes gambler Gabe Macaluso got a call. Macaluso, then the chief executive officer of Copps Coliseum, Hamilton Place and the Hamilton Convention Centre, was starting to repair a life fractured by four years of compulsive gambling when, he says, a casino account manager told him to come back and bring his wallet.9
  • Tunica County sheriff's deputies were called to a casino parking lot early Saturday morning, where they found a child locked inside a hot car. Because of so many children left alone in the casino or locked inside cars in the parking lot, a company Kids Quest opened a babysitting service inside the casino. "So children won't be left outside or deserted or whatever and we're open from 10am until 1am on Fridays and Saturdays." said Director Anntoinette Coburn.10
  • A couple from Illinois is accused of leaving two children in a van while they went to Isle of Capri Casino in Bettendorf, Iowa. Parents were charged with child endangerment. The children - ages two and six - were found by security guards in the riverboat's parking garage ... Fortunately, the children were OK, but many are not recipients of the casinos' luck.11
  • In Louisiana, a two-year-old boy died after his baby sitter left him in a van to play video poker.12
  • In Georgia, a 10-day-old baby left inside a car died while her mother gambled in a casino.13
  • In Westville, Indiana a woman's 2-month-old daughter was found unconscious in her car while she gambled.14
  • The issue of unattended children has gained attention since the May 25 murder and sexual assault (rape) of 7-year-old Sherrice Iverson of Los Angeles. She was left alone in the arcade of the Primm Valley Hotel in Primm, southwest of Las Vegas, while her father gambled into the early morning hours.15
  • An Illinois woman bent on feeding her gambling addiction suffocated her 7-week-old daughter to collect on a $200,000 life insurance policy, federal prosecutors said. "She would do anything to get money with which to gamble - including the unthinkable."16
  • A Naperville, Illinois man wanted for questioning in the slaying of his ex-wife crashed his sport-utility vehicle into a semi truck on a rain-soaked road in rural Iowa Wednesday morning, killing himself and his 6-year-old daughter. John Scherer's history of drinking and gambling in part led to the collapse of his marriage, according to divorce papers filed in Will County.17
  • In Virginia, an 11-year-old Herndon girl died after initially surviving the slayings of her mother and brother and the suicide of her father, who authorities now say had defrauded area banks of nearly $2 million and had $10 million in gambling and other debts."18
  • A small business owner in Michigan had just returned from a trip to the Las Vegas Strip's MGM Grand when he allegedly killed his pregnant wife and three children (under 7 years old) before turning the gun on himself. In his Michigan home, police found a suicide note blaming gambling addiction - and $225,000 in shredded casino markers. His business was $500,000 in debt because he withdrew the money to cover his gambling.19

    The National Gambling Impact Study Commission documented a multitude of similarly heart-rending incidents. Casinos, however, would prefer to ignore such unpleasant details as where the money comes from. After all, as Las Vegas casino owner Bob Stupak said, " The slot machine 'entertainment' business targets everybody. Money's money. What's the difference if it's a Social Security check, a welfare check, a stock dividend check?"20

    What difference, indeed? What's the difference if more than 15 million Americans now struggle with a gambling problem-and the number continues to climb? What's the difference if one in every five gambling addicts attempts suicide?

    What's the difference if families of gambling addicts are ravaged by sky-high rates of divorce, domestic violence and child abuse? What's the difference if more than half of gambling addicts engage in crime to finance their compulsion?

    To the peddlers of gambling, it makes a big difference-to their bottom lines. Problem and pathological gamblers may account for $200 billion (roughly one-third) of the gambling industry's "handle" each year. Of course, to the millions of these individuals and their loved ones, the difference is incalculable.

    Ron A. Reno was the original author of this editorial in the year 2000. The article has been revised and updated by Chad Hills, Research Associate for Gambling Issues.
    Chad Hills is the Analyst for Gambling Research in the Public Policy Department at Focus on the Family. Having performed scientific research, he now studies public policy, cultural reformation and social research as they relate to gambling addiction.

    SOURCES
    1 Helen O'Neill, "Back from the brink at the Falls: Heroic rescue of distraught bettor defied all the odds; Man pulled from freezing water gets second chance," The Star, Associated Press, 7 July 2003.

    2 Chris Ison, "DEAD BROKE; That last losing bet often is more than some can take; Despair has pushed several gamblers to suicide, and many more have tried," Star Tribune (Minneapolis, MN), Metro Edition, News, p. 18A, 3 December 1995, (18 November 2003).

    3 Chris Ison, Ibid.

    4 Chris Ison, Ibid.

    5 Eric Newhouse, "Problem players a growing trend, experts contend," Great Falls Tribune (Great Falls, MT), 31 July 2002, p. 1A.

    6 Ron A. Reno, "Addiction horror stories mount as gambling expands," Saint Paul Pioneer Press (Minnesota, 10 March 1996, Editorial, p. 17A.

    7 Sue Bailey, "Two provinces have uncovered startling statistics linking gambling to suicides, raising new questions about the social costs of legalized betting in Canada," Canadian Press Newswire, 23 February 2003.

    8 David P. Phillips, Ph.D. and Ward Welty Marisa Smith, M.A., "Elevated Suicide Levels Associated with Legalized Gambling," Suicide and Life-Threatening Behavior Sociology, Department University of California at San Diego, 15 December 1997, or, to access the actual paper (18 November 2003).

    9 Canadian Press, "Louise Elliot, Former Copps Coliseum exec to sue Ontario," CNEWS (Canada), 19 August 2003, (18 November 2003).

    10 Kristen Eve, "Toddler left in car while parents are in casino," WMC TV (MS), 16 August 2003, (18 November 2003).

    11 The Associated Press, "Parents arrested for leaving children in van at casino," Gamble Tribune online, 14 July 2003, (18 November 2003).

    12 Joe Darby, "Baby sitter pleads guilty to tot's death in hot van; she faces up to 40 years in prison," Times Picayune (New Orleans, LA) 10 March 1998, National; p. A1.

    13 The Associated Press (GA), Domestic News, "Police: Baby died of dehydration in car while mom gambled in casino," (Ridgeland, S.C.), 2 September 1997.

    14 Grace Schneider, "Children often left alone at Indiana casinos," The Courier-Journal (Indiana), 3 January 2002.

    15 Angie Wagner, "Gaming group discusses unattended children in casinos," Associated Press, 28 February 1998.

    16 The Associated Press, "Feds: Mom Killed Over Casino Debt," Las Vegas Sun, 23 January 1999.

    17 Mike Cetera & John Zaremba, "Father, daughter die in crash Manhunt for Naperville man wanted in wife's killing ends on slick Iowa highway," Daily Southtown, 11 July 2002.

    18 Wendy Melillo and Brooke A. Masters "Lone Survivor of Father's Shootings Dies," Washington Post, 6 August 1998.

    19 Glenn Puit, "Police chief blames gambling for deaths," Las Vegas Review-Journal, 23 November 2000, p. 1A.

    20 Parris N. Glendening, " A Look At . . . Gambling in Maryland: Fool's Gold; The Governor's Case Against Casinos and Slots, Including Those Run by Charities,," The Washington Post, 19 January 1997, Outlook, p.


  • "For the love of money is the root of all kinds of evil. Some people eager for money, have wandered from the faith and pierced themselves with many griefs." 1 Timothy 6:10

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